Instalment purchase

With the instalment purchase by easyCredit, you have the option of paying conveniently and easily by instalments. You decide how much you want to pay and thus enjoy the greatest flexibility in realising your wishes.

If you have a regular monthly income, TeamBank will be happy to review your individual request.

You will receive the decision as to whether an instalment purchase by easyCredit is possible immediately as part of the ordering process. A downstream check is no longer necessary, so you do not have to submit any documents.

You can make purchases between €200 and €10,000 conveniently and easily with easyCredit.

Terms of between 2 and 60 months are possible.

The first instalment is collected at the earliest 30 days after conclusion. The collection date is automatically set to the 1st of the month. Changes to the 15th of a month are possible during the term in your easyCredit customer portal.

Special repayments are possible at any time free of charge. Special payments automatically reduce the monthly instalment. Please note that the minimum instalment cannot be less than 20.00 euros.

No, your product request is always examined individually, so that a later decision may well be positive.

No, the PostIdent procedure is not necessary.

If financial bottlenecks occur during the term of the loan, you have the option of suspending the instalment or permanently reducing the instalment. Simply visit your easyCredit customer portal and make the desired adjustment yourself.

When you pay with ratenkauf by easyCredit, you automatically receive the access data to your personal easyCredit customer portal. Here you can manage your instalment purchases, make changes to your personal data, place orders or even execute them yourself. This online portal also serves as your personal mailbox, where all relevant documents relating to your hire purchase are stored and can be viewed at any time.